Working capital financing loans are made in the form of revolving or non-revolving line of credit (up to two and a half [2,5] years.)
A line of credit to finance the working capital is the Bank’s contractual agreement to disburse a loan to the Client over a certain time frame, within a predefined limit. Once the agreement is signed, the Borrower has the right to approach the Bank at any time and, with no additional negotiations, get a loan disbursed within a predefined limit for a period, which would not exceed the contractual term.
Collateral - pledge / mortgage of real estate, vehicles, fixed assets, property rights on deposit placed in JSC "VS Bank". Bail persons having a decisive impact on the business.
Insurance requirements applicable under the Bank's chosen the insurance company accredited by the Bank