Uncollateralized Consumer Loans
- «Cash loan «VS Bank»
Currency, Loan Interest, per annum |
Loan Term |
Loan Origination Commission, on loan amount |
Monthly Commission, on loan amount |
UAH |
|||
14,99% |
6, 9, 12, 18, 24, 36,42,48 months |
- |
3,59% |
Without the collateral and guarantee
Official employment: 3 months or longer
Maximum loan amount: UAH 50 thousand
Borrower’s: 23 years or older, but not older than 67 years at the loan disbursement date
Required documents: passport, certificate of IEF, the remaining documents on demand (pension certificate, statement of salary account, etc.)
Loan repayment schedule – in equal installments (annuity)
No penalties for early repayment.
- "No Income Statement Loan*"
Currency, Loan Interest, per annum |
Loan Term |
Loan Origination Commission, on loan amount |
Monthly Commission, on loan amount |
UAH |
|||
0,01% |
6, 9, 12, 18, 24, 36 months |
4% |
4,49% |
Official employment: 6 months or longer
Without the collateral and guarantee
Maximum loan amount: UAH 20 thousand
Borrower’s: 23 years or older, but not older than 67 years at the loan disbursement date
Required documents: passport, certificate of IEF, the remaining documents on demand (pension certificate, statement of salary account, etc.)
- Cash Loan for Private individuals engaged in an independent professional business
Loan Currency, Loan Interest, per annum |
Loan Term |
Loan Origination Commission, on loan amount |
Monthly Commission, on loan amount |
UAH |
|||
0,01% |
6, 9, 12, 18, 24, 36 months |
4% |
4,49% |
Maximum loan amount: UAH 25 thousand
Borrower: Private individuals engaged in an independent professional business
Borrower’s age: 25 years or older, but not older than 67 years at the loan disbursement date
Official employment: 12 months or longer
Required documents: passport, TIN, certificate of registration of a business entity, Certificate single tax for the reporting calendar year, income tax return for Latest 2 periods (quarters) for employers first group of taxpayers only tax - income declaration last year
Loan repayment schedule – in equal installments (annuity)
No penalties for early repayment
- Credit "Family"
Loan Currency, Loan Interest, per annum |
Loan Term |
Loan Origination Commission, on loan amount |
Monthly Commission, on loan amount |
UAH |
|||
11,99% |
6, 9, 12, 18, 24, 30. 36, 42, 48 months |
0% |
3,49% |
Maximum loan amount: UAH 100 thousand
Borrower’s age: 23 years or older, but not older than 67 years at the loan disbursement date
Mandatory guarantee
Requirements for guarantors:
Husband / wife client (only officially registered marriages);
- Parents client (If the borrower and guarantor different names, customer must provide their birth certificate which will be specified parent borrower).
- Children of the client, who at the time of applying for a loan is 23 years old (if the borrower and the guarantor different names, the guarantor must provide his birth certificate, which will be specified parent borrower)
Official employment: 12 months or longer
Documents for the client and guaranto: passport, TIN, help if the customer has a spinoff - Help with work or with PFC + certificate (possibly cq-f if bank transfer)
Loan repayment schedule – in equal installments (annuity)
No penalties for early repayment