Mortgage-backed Consumer Loans

Mortgage-backed Consumer Loans

Currency, Interest on Loan, per annum

UAH

Loan-to-Value Ratio, greater thanе

Lending Term, up to

23,00%

70%

10 years

 

Collateralized by a resale-market real property.

Spousal guarantee (if legally married) is mandatory.

The loan may not be collateralized by:

  • A real property under refurbishment or construction-in-progress.
  • An undeveloped land plot.
  • A residential building located on a land plot which is not the property of the borrower or financial guarantor, and to which land plot there is no Certificate of Private Ownership (Title) available and / or which land plot is not rented by the mortgagor.

Maximum loan amount: UAH 400 thousand

Borrower’s age: 25 years or older, but not older than 65 years at the loan maturity date.

Loan repayment schedule – in equal installments (standard).

No monthly commissions!

No penalties for yearly repayment of the loan.

Supplementary payments:

  • Notary’s fee for notarization of the mortgage agreement.
  • Expert appraisal opinion on the mortgaged property offered as collateral (when found reasonable and appropriate, an expert appraisalmade by an independent expert may be requested.)
  • Insurance coverage for the mortgaged property.
Required documents

 

Contacts

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Head Office:

79000, Lviv,
11 Hrabovskoho St.



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Exchange rates

2016.12.11BuySell
USD25.900026.9500
EUR27.550028.5500
RUB0.40500.4200
PLN6.20006.5000
GBP32.250033.5000
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+380322976980

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AdminCB@vsbank.com.ua