Got tired of carrying a heavy loan – get refinanced!

VS BankP JSC has one of the most lucrative offerings in the Ukrainian market – refinancing of other banks’ loans on more favorable terms. Having taken advantage of our offer, not only will you save a great deal on the interest, you will also have a chance to prolong the period of using the loan proceeds.

Object of refinancing a mortgage-backed loan made for:

- purchase a real property;

- repair, refurbishment;

- consumer needs.

Lending term

from 1 to 20 years

Minimum loan amount

UAH 50,000.-

Maximum loan amount

UAH 1,500,000.-

Clients / loan recipient

- private individuals of Ukrainian citizenship;
- natural persons – entrepreneurs, who get the loan as private individuals;
- private individuals engaged in an independent professional business (notaries, attorneys).

Loan repayment schedule

In equal installments (standard)/annuity


When refinancing, VS Bank mortgages all the property(ies) mortgaged to the previous lender, with the exception of construction in progress, certain land plots, garages, movable properties etc.

Early (premature) repayment

Available with no penalties charged

Key advantages:
  • No foreign exchange risk involved (replacing a foreign currency loan with a one denominated in UAH.)
  • A cheaper loan – an extraordinarily lucrative rate of interest.
  • No commissions or fees whatsoever (loan origination fee, money transfer fee etc.)
  • Extension of the loan term.
  • The entire current principal loan balance with the previous bank is refinanced.


Loan interest UAH 22,00 %
Loan origination fee none


Check whether you qualify



Refinancing of mortgage loans

Loan amount*
Rate, % per year*
Loan duration, mon.*
Once payable comission, %  
Monthly comission, % from credit sum  
* - Required fields



Head Office:

79000, Lviv,
11 Hrabovskoho St.

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