Deposit-Backed Micro Loans

VS Bank PJSC lends out to microbusiness customers for any business-related purposes secured by a deposit with the Bank.

Form of lending

-fixed-term loan

-revolving line of credit

-non-revolving line of credit

Term of lending

the term of the Bank Deposit Agreement with a prolongation option

Minimum loan amount

UAH 15,000 or equivalent amount in a different currency

Maximum loan amount

up to 90% of the deposited amount

Principal loan repayment schedule

  • monthly, in equal installments
  • at loan maturity
  • subject to individual schedule


property rights to money deposited with VS Bank PJSC

Premature (early) repayment

available with no penalties charged


Сurrency %, per annum
UAH 23,00%
USD 11,00%
EUR 11,00%



Head Office:

79000, Lviv,
11 Hrabovskoho St.

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Login to  Internet service "VS-e"

Technical support

0 800 500 260